Demos

In addition to this work, Demos is conducting research on the growth of personal debt over the last decade with a focus on low- and middle-income family credit card debt. This research will be used to promote a policy agenda aimed at renewing consumer protections through the establishment of a national usury law and policies to prevent deceptive industry practices. Demos has launched a Debt and Assets Clearinghouse, which provides comprehensive information on credit cards, debt, and asset protection issues. The Economic Opportunity Program also publishes a monthly e-journal, Around the Kitchen Table, with commentary and analysis on how national economic trends in debt, assets, education and income play out around the kitchen tables of America.